yuCash

yu - the most affordable mobile network in Kenya in partnership with Obopay (a leading player in mobile banking and payments technology provisioning internationally) is proud to provide a service that is transforming the way people and small businesses transact. yuCash presents a significant step towards delivering universal access to financial services through innovative mobile banking and payments services.

Tariff Comparison

TARIFF KES. 5,000/= TXN yu cash
Deposit Money 0 0 0 15
Send Money (Registered User) Free 30 30 10
Send Money (Unregistered User) Free 100 30 10
Withdraw Cash (Registered User) 40 (yu subs) 45 45 40
Withdraw Cash (Unregistered User) NA 0 60 40
Other Services:
Check Balance 0 1/= 5/= 1
Change PIN 0 20/= NA 1
Update Menu 0 0 0 1
Request Money 0 NA NA NA
Invite Friend 0 NA 0 NA
Show History 0 NA 5/= NA
Help 0 NA NA NA
Change Language 0 0 0 NA

Product Comparison & Unique yuCash Features

Product Feature yu cash
1 REGISTRATION: Open to all Mobile Networks Yes No No No
2 Send Money (with a Text Message) Yes No No No
3 Request Money Yes No No No
4 Help Yes No No No
5 SMS & IVR Yes No No No

Customer Registration

Instant Registration Process (Agent Assisted)

  1. Visit a yuCash Agent.
  2. Fill in and sign a Customer Registration Form.
  3. Attach a copy of your National ID, Passport, Military ID or Diplomatic ID.
  4. Hand in the form to the agent and get registered in the yuCash system instantly.
  5. Receive a confirmation number directly from yuCash by SMS upon successful registration.The customer gets a welcome SMS and a confirmation code.

For yu subscribers

OPTION 1: yuCash menu visible on your yu SIM card.
  1. Go to yu zone and see yuCash option
  2. Select yuCash in your yu zone menu
  3. Send SMS with "YUCASH UP" to 777
OPTION 2: yuCash menu not visible on your yu SIM card:
  1. Send SMS with the word "YUCASH" to 777
  2. The process of downloading the menu starts
  3. Receive confirmation message via sms when the process is complete
  4. Call 626 and follow the voice prompt
OPTION 3 yuCash menu not visible and you get the message "card profile not supported"
  1. Ask the agent for a SIM swap
  2. Get the new SIM Card
  3. Repeat Option 1 or 2 as applicable
  4. Select yuCash in your yu zone menu or Call 626 and follow the voice prompt

For non yu subscribers

  1. Call 0750 000 626 and follow the voice prompt.
  2. Send an SMS with the word "ACTIVATE" to 0750 000 626
  3. You wil receive a call
  4. Follow the voice prompt

Activating your yuCash Registration in 5 easy steps

  1. Enter your Confirmation Number
  2. Enter the last 4 digits of the ID used for registration
  3. Enter your Mother's date of birth in the DDMMYYYY format
  4. Set your yuCash PIN, confirm the yuCash PIN
  5. Receive a welcome message from yuCash

yuCash Services

Some of the services that yuCash by Obopay registered users enjoy include:

Depositing Money

The registered user is able to visit a yuCash by Obopay appointed agent and deposit cash into their stored value accounts.

Sending Money

The registered user is able to send the funds held in their stored value accounts to other users instantly.

Withdrawing Cash

yuCash by Obopay users with funds in their electronic accounts are able to visit the registered agents and withdraw cash from their accounts with ease and convenience.

Prepaid Top-Up

Registered users are able to buy yu airtime and top up their own or any other prepaid yu line at any time from wherever they are from funds in their yuCash by Obopay accounts.

Balance Inquiry

Users are able to check the balance in their accounts at any time wherever they are.

Pay Utility Bills via yuCash

Please click here for a step by step guide

yuCash partners

PESAPAL
PesaPal is a payment service that enables you to buy and sell on the Internet using mobile money facilities like yuCash and Credit Cards like VISA or Mastercard (can we put examples e.g. VISA).  PesaPal keeps your financial records and contact information securely and offers you a risk free payment option.

JAMBOPAY

JamboPay is an online payment gateway that allows users to securely make and receive payments through their mobile phone over the internet.
yuCash subscribers can pay for goods and services online, while those who are sellers can receive payments for purchases made online.

 

Extra Services

In addition to services highlighted above, yuCash by Obopay brings to the Kenyan consumer a unique and innovative range of services that have never been experienced in the local market. These include:

Requesting money

This unique feature enables the recipient of the money to initiate the transaction and request the sender to send a certain amount of money. The sender only has to confirm and have sufficient funds to send and the transaction gets concluded.

Transaction History

Each registered user is able to get a complete record of their recent transactions for the last 30 days after transaction. This enables users to keep a clear track of transactions on their account and eliminate the need to keep a manual record of yuCash by Obopay transactions.

Short Message with Transactions

A registered yuCash by Obopay user gets an opportunity to add a short message with transactions. This unique feature for example enables a sender to include instructions such as '5000 for fees, 1000 pocket money' with a send money instruction for Kes 6000, at no added cost.

Help

yuCash by Obopay users are able to get help directly out of their mobile phone menu and receive answers to queries about the service without having to call the customer help line.

Invitations

The yuCash by Obopay platform provides users with the ability build their own networks of regular users by sending invitations to their friends and other contacts into the service directly from the menu.

Agent Locations

Use the yuCash agent locator to find an agent near you. Please click here .

Agent Registration

Agent wishing to provide mobile payment services has to register with ETKL by filling in an Agent Registration Form and enter into a legal contract once the approval is made. Other requirements include:

A Sole Proprietorship

  1. Business Registration certificate
  2. PIN
  3. Business permit/ utility bill
  4. ID copy of Primary Assistant.
  5. ID copy of Assistants
  6. Completed agent application form dully signed.
  7. Starting float Ksh.50,000 which will be deposited in yuCash Trust Account after signing the contract.

A Partnership

  1. Business Registration certificate
  2. PIN
  3. Partnership deed.
  4. Business permit/ utility bill
  5. ID copy of Primary Assistant
  6. ID copy of Assistants.
  7. Completed agent application form dully signed.
  8. Starting float Ksh.50,000 per store which will be deposited in yuCash Trust Account after signing the contract.

A Limited Company

  1. PIN
  2. VAT
  3. Memorandum and articles of association
  4. Certificate of Registration
  5. Certificate of Incorporation.
  6. Business permit/ utility bill
  7. ID copy of director.
  8. ID copy of Assistant.
  9. Completed agent application form dully signed.
  10. Starting float Ksh.50,000 per store which will be deposited in yuCash Trust Account after signing the contract.

yuCash Tariffs

Please click here to download yuCash tariffs.

The next generation of mobile money transfer is here!

Terms and Conditions

Please click here to download the terms and conditions for yuCash.

Please click here to download the terms and conditions for Elma.

yuCash – Equity Bank Linked Account service

yuCash – Equity Bank Linked Account service allows joint customers of Equity Bank and yuCash to link their yuCash accounts to the selected Bank Accounts.

This enables them to move funds from their yuCash accounts to their Equity Bank Accounts directly from their mobile phones and from their bank accounts to their yuCash accounts in 6 easy steps.

Please click here to view the Steps.