How To Make Money Online In Kenya Through Mpesa In 2023.

How To Make Money Online In Kenya Through Mpesa In 2023.

Want to make money online? I’ll share with you smart ways on how to make money online in Kenya through Mpesa

We all want to save on commuter expenses. Don’t we?

We also want to earn money on the side during our free time. Don’t we?

Well, what better way to do that than work online?

Here’s the high point:

You get to work online and receive your pay via M-PESA.  That allows you to pay your bills and do bank transfers as soon as you get paid.

Long gone are the days when the only way to receive your payment for online jobs was through wire transfer and PayPal.

Nowadays, M-PESA provides you the flexibility of linking your M-PESA line to PayPal and do bank transfers conveniently.

Having said all that, it’s time I get to the spine of this video.

So if you’re wondering how to make money online in Kenya through M-PESA, we’ll look at seven smart ideas that’ll inspire you.

Let’s get into it!

How To Make Money Online In Kenya Through Mpesa

How To Make Money Online In Kenya Through Mpesa

1. Sign Up For Online Writing Jobs

If you have a computer, excellent internet, and some free time, consider doing online writing.

You can do academic writing where you get paid to do assignments and research projects. Some of the best companies for that which pay via M-PESA include UvoCorp, Falcon Writers, and Professional Writers Kenya.

If the assignment idea doesn’t sink well with you, then you can do content writing. You write web-tailored content like blog posts, landing pages, newsletters, and product reviews in content writing.

Generally, the best company for that is Upwork. Upwork is a leading freelance marketplace where you can find all kinds of online jobs.

In addition to writing jobs, you can find transcription, data entry, web design, proofreading, translation, and virtual assistant jobs, among many others.

Depending on the job and your writing experience, you can make up to $50/hr or more per project.

Once the client releases your money held in an escrow account, it takes about five days to mature. As soon as your money matures, you can cash out via MPESA anytime.

2. Become An Affiliate Marketer

If you have a blog or a massive social media following, affiliate marketing is worth pursuing. You are required to recommend products to your audience, and once they make a purchase, you earn a commission.

Depending on the company that you partner with, you can earn a 1-13% commission. If you partner with ecommerce giant Jumia, you can get up to 13% commission.

And if you choose fast-rising betting firm 22Bet, you get up to 45% of the stakes your referrals lose.  Cool right?

The best part is that you receive your money in your M-PESA.

Other exceptional affiliate programs you can join to earn via M-PESA include Kilimall and E-Mart.

So, what does it take to make money as an affiliate marketer?

The secret is to find a fast-moving product. It could be something that your audience needs or would love to have.

For example, you could recommend a solar product to guys with electricity challenges.

3. Participate In Online Surveys

Online surveys may not pay the best in Kenya, but they provide you with an easy way to earn some cash on the side.

With a smartphone, you can participate in online surveys on the go and receive a few hundred in your M-PESA.

Depending on the survey company you sign up with, you can make Ksh 50-Ksh 500 per survey.

Some of the best payers in Kenya include Mobrog, Triaba, Palm Research Kenya, and GeoPoll.

My favorite is Palm Research Kenya that pays Ksh 10 – Ksh 1000 per online survey. The survey company has a strong presence in the United States and the United Kingdom.

Triaba Kenya doesn’t pay badly either, given that you can make up to Ksh 325 per online survey.

And if you don’t mind transferring your earnings from PayPal to M-PESA, you can sign up with Swagbucks, iPoll, and OnePoll.

online survey jobs in kenya that pay through mpesa

4. Invest In M-Akiba Bonds

Did you know that you can lend as little as Ksh 3000 to the Kenyan government to fund different infrastructural projects? Well, that what an M-Akiba bond is all about.

Once you buy your M-Akiba bonds, the government pays you a 10% interest payable every six months, thus steady income. The best part is that the interest earned is tax-free, something that every Kenyan wants.

You can buy your M-Akiba bonds via M-PESA by dialing *899# and following the ensuing instructions.

As I mentioned, the minimum investment is Ksh 3,000, but you can do more. The bond has a three-year maturity.

That means you’ll get your initial investment after three years. But before then, you’ll be receiving the 10% tax-free interest twice a year.

Given that M-Akiba bonds are government-backed and low-risk, there is no doubt that the idea is worth a try if you are the investor type.

5. Start An Ecommerce Store

You don’t need a physical store somewhere in town to sell things and make money in Kenya. You can launch an ecommerce store that targets the Kenyan market and get paid via M-PESA.

So, how do you start an ecommerce shop in Kenya?

First things first, you need to pick a product that you want to sell. It could be anything ranging from clothes to home décor to electronics.

The next thing is to find a hosting service for your store, and I recommend Bluehost. With just $2.95 per month you can host your ecommerce store on Bluehost.

What follows is installing WordPress that allows you to install an ecommerce store builder like WooCommerce or Shopify.

Once you have the store builder installed, you can create your ecommerce store and customize it as you wish. After that, you can promote your store and wait to sell and receive money via M-PESA.

6. Flip Items Online

Are you good at sales? Then try items-flipping. It’s a smart way to learn how to make money online in Kenya through M-PESA.

In this kind of online job, you buy items for cheap and then list them for sale online at a marked price.

A classic example is when you buy cheap furniture locally and then sell them at a slightly higher price on, previously OLX.

Since you’ll be dealing with buyers directly, you’ll ask them to pay you via M-PESA.

So, what does it take to make money flipping items in Kenya?

Well, for starters, you should only buy and sell fast-moving items. I had mentioned furniture, but others include power tools, appliances, sports gear, fitness equipment, music instruments, and baby stuff.

You can also flip houses. All it takes is buying an old home, fixing it to boost its resale value, and then selling it at a profit.

Car flipping is also becoming popular in Kenya, and we are seeing so many people make huge profits from it. Unlike house flipping, you don’t have to buy an old car and improve it before selling.

Instead, you should find a cheap car but good in condition and get someone who can pay more for it.

Some of the best Kenyan platforms for car flipping include Cheki, Pigiame, and Cars45.

7. Try Your Luck With Sports Betting

I don’t encourage this method because of its many shortfalls but given its prominence in the country, it’s a worth mention.

Kenyans sport betting fans have a new name. They are no longer gamblers but investors, and that’s thanks to millions of payouts in weekly jackpots.

Well, online betting is a craze in Kenya, given that so many people lose their hard-earned money. But still, an equally impressive number receive thousands and some even millions of Kenyan shillings as payouts.

Interestingly, a site like 22Bet allows you to put a minimum stake of Ksh 22 but can earn you thousands if lucky.  They have high odds, and you can enjoy free bets as a welcome bonus.

There is also Odibets that’s increasingly winning the hearts of many football faithful. You can start betting with Ksh 50, and the best part is that you get a refund if you lose your first bet.

Betika,, and Betway are other high-odds sports betting sites you can sign up and earn via M-PESA.

The exciting thing about sports betting is that you get your money as soon as the games are over, provided you guessed right.

In Conclusion

M-PESA is shaping up the online working and business sectors. So, it’s about time that we leverage the opportunities it presents.

There we go! Those are 7 ways on how to make money online in Kenya through M-PESA to get you started.

Also Read:

PayPal to MPESA Guide

Creative ways to make money online in Kenya

Yu Team

Our mission is to educate, inspire and make your life easier by providing well researched authentic information. Cheers!

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